![]() Citi Double Cash Card: Best for flat-rate cash back.The best no-annual-fee credit cards of July 2023 So check out our list of the best credit cards with no annual fee for July 2023 to decide which one will best fit your needs. Fortunately, eliminating the annual fee on your credit card is easier than ever, as competition on the no-annual-fee card front has intensified, and right now there’s a plethora of fee-free cards out there that offer compelling rewards and even sign-up bonuses.ĬNN Underscored’s comprehensive credit card methodology compares every aspect of each no-annual-fee credit card to our “benchmark credit card” - the Citi® Double Cash Card - to determine which cards can potentially bring you maximum value in addition to lowering your balances. ![]() Many people want to shrink their household expenses, and one obvious way to cut costs is to get a no-annual-fee credit card. Enrollment may be required for select American Express benefits and offers. Terms apply to American Express benefits and offers. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. Land Ownership Document (Holding Tax Receipt/ Electricity Bill Copy) & Rent Deed for Landlord.Your CNN account Log in to your CNN accountĬNN Underscored reviews financial products based on their overall value.BMDC Copy for Doctors who are MBBS only Certificate for Permission of Practice from appropriate authority for Lawyers, Engineers, and Consultants as deemed applicable.Latest 6 months' Bank Statement (B/S should not be more than 1 month old).Latest Schedule X Copy (must if MOA is over 2 years old).Memorandum and Articles of Association Copy.Latest 6 months' Bank Statement (Both Personal and Company should not be more than 1 month old).Partnership Deed (Registered/ Notarized.Latest 6 months' Bank Statement (Personal/Firm).Latest 6 months' cash vouchers required if cash portion is not mentioned in LOI/Pay slip and bank statement of 6 months (For partially A/C Payee only)ĭ) Requirement for SELF EMPLOYED: Proprietorship Latest 3 months' Bank Statement for A/C Payee & Latest 3 months' Bank Statement reflecting 3 months' salary for fully A/C payee (B/S should not be more than 1 month old)Ĭ) Requirement for Partially Account Paid SALARIED.Latest salary Certificate/pay Slip with DOJ & Job Status Latest Salary Certificate/Pay Slip with DOJ & Job Status and to be signed-off by authorized person (line manager/HR/Accounts/Finance) with name seal (should contain designation and department).Completed CIB form & Letter of undertaking.Signed authorization letter for B/S Verification.If applicant's signature does not match with any of the provided photo IDs, then declaration is required Nominee's photograph & signature duly attested by the applicant.Latest proof of submission of tax return acknowledgement slip/tax return certificate is mandatory for credit card application. ![]() PP size photograph of applicant duly signed by the applicant and attested by source.Personal TIN/IT-88/Tax return submission slip copy.Other acceptable Photo ID copy ( if NID & Passport are not available).National ID Copy/ Declaration if NID is not available. ![]() Individual Credit Card a) Common Requirement
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